” “” “"The average daily time the cellphone is used deeply changes from country to country": again, the Eurostat yearbook about European consumers’ habits has the answer. Poles are those who least use the cellphone (1.2 minutes per subscriber a day); this figure is higher in Luxembourg (1.3), Germany (1.6) and highest in France (4.2 minutes a day), Finland (5.3) and Cyprus (6 minutes). One section of the Eurostat yearbook concerns the number of post offices in each country: the highest number per population is found in Cyprus (one office per 700 people), followed by Latvia, Estonia, Bulgaria. The worst post office to population ratio is the one of Spain (one per 13 thousand people), followed at a distance by Malta, Belgium and Germany. The most expensive mail service (based on the postage price of an ordinary letter) is that of Finland (0.70 euros), while that of Bulgaria is the cheapest one (0.23 euros for a letter). In addition, credit cards are being increasingly used: 49% of Europeans still prefer to pay cash for amounts up to 100 euros; 36% use credit cards. Only 7% of Europeans use cheques or bank transfers.” “” “” “